Car Leasing Guide

Leasing is built on numbers most buyers never see. This guide breaks down money factor, residual value, capitalized cost, and the fees that quietly inflate the payment.

What's inside

• Money factor explained (and how to convert it to APR)
• Residual value and why it controls your payment
• Capitalized cost, cap reduction, and trade-in handling
• Acquisition, disposition, and mileage fees
• When leasing actually beats buying — and when it doesn't