Pre-Approval Estimator

AutoNetwork's pre-approval estimator uses the same Payment-to-Income (PTI) and Loan-to-Value (LTV) dual-cap logic real lenders use — no credit pull, no email gate.

How the dual-cap works

• PTI cap: total auto payment as a share of gross monthly income
• LTV cap: loan amount as a share of vehicle value
• The lower of the two caps is what a lender will actually approve

Pair with the loan calculator, appraisal guide, and affordability tool.